After an accident, many are confused as to whether or not they need to hire a personal injury lawyer. Even minor injuries such as bumps and bruises require legal advice in some instances.
Personal injury attorneys provide invaluable assistance with paperwork and filing deadlines related to personal injury claims. In addition, they can negotiate with insurance companies on your behalf and can ensure you do not say anything that could jeopardise your case.
1. You’ve Been Injured
If your injuries have caused significant financial loss and reduced quality of life, consulting with a personal injury lawyer should be your top priority. Injuries such as these often go uncompensated by insurance policies and can even make it impossible to work – potentially costing earnings that would otherwise have come your way if they interfere with job performance.
These expenses should be covered by the insurance company of the party responsible, but some insurance providers may try to sidestep paying out claims by disputing them or offering quick settlement offers without negotiation. An experienced personal injury attorney will be able to combat such tactics and obtain you with fair compensation as quickly as possible – calling an attorney sooner will only benefit your case!
2. You’re Experiencing Any Issues With Insurance
Insurance companies are incentivized to deny claims or minimize payouts to clients, so if an insurer is trying to blame you or refusing to process it in good faith, or treating you unfairly – don’t hesitate to seek legal advice immediately.
Before filing a personal injury lawsuit on your behalf, an experienced personal injury attorney should conduct a comprehensive examination of the accident and injuries suffered. This allows them to ascertain how much in damages are owed and negotiate for an increased settlement amount from insurance providers.
Look for a personal injury attorney with an impressive track record and high client satisfaction ratings, along with a team that includes paralegals, legal assistants and case managers to support them and your claim – this way they’re accessible at all hours!
3. You’re Having a Hard Time Dealing With Insurance Companies
Insurance companies are frequently determined to maximize their profits, making it difficult for you to receive fair compensation. A personal injury lawyer knows how best to negotiate with these firms and can assist in getting you what is owed to you.
Insurance adjusters may attempt to force you into accepting an inadequate initial offer or refuse your claim entirely, making negotiations more complex than they need to be. Working with an attorney ensures you get compensation for all losses including medical bills, income lost due to lost work hours and pain and suffering.
Before agreeing to any recorded interviews with an insurance company without representation by your attorney present, remember they can use anything you say against you later – even innocent comments such as, “I apologize” and “it was my fault”. Instead, all communication should go through your lawyer as they can answer any inquiries from them regarding what should happen next. Furthermore, do not sign any documents, releases or agreements without first consulting them thoroughly first.
4. You’re Not Getting the Compensation You Need
Personal injury lawyers can help you calculate the true value of your claim and ensure it’s compensated fairly for all losses sustained. They know how to negotiate with insurance companies and will protect you from unfair treatment or bad faith claims practices.
If your injuries prevent you from working, compensation to cover medical costs, lost income and future loss of wages should be available to you. Unfortunately, insurance companies often refuse to offer fair amounts owed; as a result it’s essential that you have an advocate on your side who can negotiate on your behalf and facilitate successful claims.
Personal injury attorneys usually offer free consultations and don’t charge fees until they recover money for you (known as contingent fee agreements). If you’re having problems with insurance companies or want more compensation for injuries sustained in an accident, consult a personal injury attorney and get maximum reimbursement from them.
